lifeshop
How Our Process Works
Fill out our quick form to get your personalized life insurance quote. In just a few minutes, you’ll see your estimated price. We represent 50+ life insurance companies, helping you compare coverage and competitive rates.
While we love technology as much as the next company, we believe there’s no substitute for a real person when it comes to something as important as protecting your loved ones.
Life insurance is an important decision for your family. Our experienced team is here to provide real guidance, answer your questions, and help you find the coverage that fits your needs.
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Our agents are not commissioned, so our only goal is to help you find the right policy at the best possible price. We’ll answer your questions, explain your options, and help you compare coverage. Once you’ve chosen a policy, we can guide you through the application process—or you can apply on your own.
Speak With An Agent
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Once you’re approved, we’ll review the policy with you in detail and answer any questions you may have. If you choose to accept the policy, the insurance company will issue your coverage and draft the first premium payment. Once that’s complete, your coverage is in place.
We’re here to guide you every step of the way.
Accept The Policy
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Types Of
Life Insurance
Selecting the right life insurance is one of the most important decisions you can make for your family or business.
Life insurance is not one-size-fits-all. Everyone has different needs, goals, and budgets when choosing a policy. That’s why we take the time to understand your situation, explain your options, and help you find the coverage that fits your needs.
Let us guide you through your options so you can find the right life insurance policy at a competitive price.
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Term Life
Term Life Insurance, a type of insurance policy that covers you for a specific period of time.
This is the cheapest form of life insurance due to the fact that it will expire. Term Life Insurance is great for growing family's as typically a high amount of life insurance is needed to protect the mortgage and other expenses.
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Universal Life
Universal life insurance provides lifelong life insurance protection while offering flexibility in how you manage your policy. It can be an option for individuals who want permanent coverage with the potential to build cash value over time.
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Final Expense
This type of policy is geared to people age 40+. Final Expense Insurance will have death benefits that range from $2,500- $100,000. Policy premiums and death benefit are guaranteed for life and the policy will grow a
small amount of cash value. Most policies can be completed in under 20 mins with same-day
coverage options.
lifeshop
Not Sure Where To Begin?
If you’re new to life to life insurance here are answers to commonly asked questions.
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How much do I need?
Whether you’re protecting a growing family or planning for final expenses, choosing the right amount of life insurance coverage is important. Our agents will help you determine the coverage that best fits your needs.
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Medical issues covered?
Most carriers review your medical history, and each has different underwriting guidelines. We help match you with the right carrier based on your health history and eligibility. Don’t overpay for your life insurance.
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Exam Required?
No medical exam is required for policies up to $5 million in coverage, subject to carrier guidelines and approval. Most companies provide a decision the same day, while some may take a few days.
